A finance deal with more flex

Don’t settle for less, settle for more

More machines with the same budget

Maximise your savings by purchasing all you need for less. Explore our range of competitive finance packages, allowing you to transform a single new Toro machine into a full fleet within the same budget. Experience the cost-effective solution for acquiring the latest and highest-quality machinery you require.

Budgets don’t always have to hold you back from getting the top-most machinery in the industry. We’re committed to making Toro machinery accessible to clubs, courses and businesses and working with our customers on their specific budgets and needs with tailored finance options.

Whether you’re a first-time Toro user or looking to update your existing fleet, we have options to lease all manner of Toro equipment from mowers to aerators, giving you all the benefits of a Toro machine in a way that works for you. Trust us to bring you more.

Toro Mowers on a golf course

We're committed to making Toro machinery accessible to clubs, courses and businesses and working with our customers on their specific budgets and needs with tailored finance options.

Package features and benefits

Bespoke, flexible and designed with our customers in mind, these packages are cash-flow friendly. Buy more of what you need for less. Choose from our competitive finance packages and turn one new Toro into a fleet for the same budget. It’s the cost-effective way to get the latest and best quality machinery you need, now.

Looking up at a Toro mower from the grass as it mows

Lease purchase

Hire Purchase offers all the benefits of ownership without the initial capital outlay. Payments, made up of capital and interest may be made monthly, quarterly, half-yearly or annually and are fixed for the full period of the agreement. It is possible to design a tailored repayment pattern that matches your business’ income and expenditure cycles.

Features and benefits

  • Fixed payments of capital and interest
  • Accurate budgeting
  • VAT payable as part of the deposit. May be reclaimable depending on the asset and your VAT status
  • Tax writing down allowances including the Annual Investment Allowance may be available
  • Interest charges may be tax allowable
  • Ownership of the equipment is transferred to you after the final payment
  • You have to maintain the asset during the life of the agreement
  • You have to insure the asset during the life of the agreement
  • Fees payable: documentation fee, annual administration fee and option to purchase fee
Toro pedestrian mower cutting a golf course green

Operating lease

A residual value is taken by us or the supplier, reducing the payments that you make. With this lease, you will have to return the asset at the end of the agreement and the asset will need to meet the return conditions or you will have to pay additional sums.

Features and benefits

  • Low capital outlay – usually one monthly payment plus VAT on that payment
  • VAT is payable on each payment as it falls due
  • Payments are fixed
  • Accurate budgeting
  • Removes residual value risks
  • You have to maintain the asset during the life of the agreement
  • You have to insure the asset during the life of the agreement
  • Fees payable: documentation and annual administration fee
  • A third party has set a residual value. When you return the asset at the end of the agreement you will have to comply with the return conditions
  • There may be an excess usage fee payable if you use the asset more than the agreement allows

Normally we wouldn’t be able to replace all of the machines in one go, so you end up having equipment that is 10 years old and when you start having problems with it you have to argue your case for a new machine. With a lease package, that’s not really the case. When the lease is up, it’s accepted you replace it.

Mark Smith Head Greenkeeper, Phoenix Sport and Leisure Centre