Toro Machine Finance - Finance Options

MORE MACHINES, SAME BUDGET
WITH FLEET FINANCE FROM TORO

Buy more of what you need for less. Choose from our competitive finance packages and turn one new Toro into a fleet for the same budget. It's the cost-effective way to get the latest and best quality machinery you need, now. Trust us to bring you more.

FEATURES AND BENEFITS
DETAILS ON OUR FINANCE PACKAGES

Bespoke, flexible and designed with our customers in mind, these packages are cash flow friendly.

Lease Purchase

Hire Purchase offers all the benefits of ownership without the initial capital outlay. Payments, made up of capital and interest may be made monthly, quarterly, half-yearly or annually and are fixed for the full period of the agreement. It is possible to design a tailored repayment pattern that matches your business’ income and expenditure cycles.

Enquire

Features and benefits

Fixed payments of capital and interest
Accurate budgeting
VAT payable as part of the deposit. May be reclaimable depending on the asset and your VAT status
Tax writing down allowances including the Annual Investment Allowance may be available
Interest charges may be tax allowable
Ownership of the equipment is transferred to you after the final payment
You have to maintain the asset during the life of the agreement
You have to insure the asset during the life of the agreement
Fees payable: documentation fee, annual administration fee and option to purchase fee

Finance Lease

The payments will be similar to hire purchase but will then have VAT added. Ownership never passes to you but the cost of the payments may be offset against your taxable profits during the lease term.

Enquire

Features and benefits

Low capital outlay - usually one monthly payment plus VAT on that payment
VAT is payable on each payment as it falls due
Accurate budgeting – payments are fixed
Provided you introduce a purchaser for the asset at the end of the agreement a high percentage of the sale proceeds are refunded to you
You have to maintain the asset during the life of the agreement
You have to insure the asset during the life of the agreement
Fees payable: documentation fee, annual administration fee

Operating Lease

A residual value is taken by us or the supplier. This reduces the payments that you make. You will have to return the asset at the end of the agreement. The asset will need to meet the return conditions or you will have to pay additional sums.

Enquire

Features and benefits

Low capital outlay - usually one monthly payment plus VAT on that payment
VAT is payable on each payment as it falls due
Payments are fixed
Accurate budgeting
Removes residual value risks
You have to maintain the asset during the life of the agreement
You have to insure the asset during the life of the agreement
Fees payable: documentation fee, annual administration fee
A third party has set a residual value. When you return the asset at the end of the agreement you will have to comply with the return conditions
There may be an excess usage fee payable if you use the asset more than the agreement allows

Lease Purchase

Hire Purchase offers all the benefits of ownership without the initial capital outlay. Payments, made up of capital and interest may be made monthly, quarterly, half-yearly or annually and are fixed for the full period of the agreement. It is possible to design a tailored repayment pattern that matches your business’ income and expenditure cycles.

Enquire

Features and benefits

Low initial capital outlay - usually one payment plus VAT on that payment
VAT is payable on each payment as it falls due
Accurate budgeting – payments are fixed
Provided you introduce a purchaser for the asset at the end of the agreement a high percentage of the sale proceeds are refunded to you
You have to maintain the asset during the life of the agreement
You have to insure the asset during the life of the agreement
Fees payable: documentation fee, annual administration fee

Finance Lease

The payments will be similar to hire purchase but will then have VAT added. Ownership never passes to you but the cost of the payments may be offset against your taxable profits during the lease term.

Enquire

Features and benefits

Low capital outlay - usually one monthly payment plus VAT on that payment
VAT is payable on each payment as it falls due
Payments are fixed
Accurate budgeting
Removes residual value risks
You have to maintain the asset during the life of the agreement
You have to insure the asset during the life of the agreement
Fees payable: documentation fee, annual administration fee
A third party has set a residual value. When you return the asset at the end of the agreement you will have to comply with the return conditions
There may be an excess usage fee payable if you use the asset more than the agreement allows

Operating Lease

A residual value is taken by us or the supplier. This reduces the payments that you make. You will have to return the asset at the end of the agreement. The asset will need to meet the return conditions or you will have to pay additional sums.

Enquire

Features and benefits

Fixed payments of capital and interest
Accurate budgeting
VAT payable as part of the deposit. May be reclaimable depending on the asset and your VAT status
Tax writing down allowances including the Annual Investment Allowance may be available
Interest charges may be tax allowable
Ownership of the equipment is transferred to you after the final payment
You have to maintain the asset during the life of the agreement
You have to insure the asset during the life of the agreement
Fees payable: documentation fee, annual administration fee and option to purchase fee

Ask about Toro finance

With these cashflow friendly deals there's never been a better time to finance a Toro, complete this form today and we'll come back to you with how we can help get you the machines you need. After a decision now? Just call 01480 226800 or contact your local dealer or area representative.

CONTACT FORM

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Don’t settle for less.
Settle for more.

GET MORE WITH TORO FINANCE

MORE MACHINES, SAME BUDGET
WITH FLEET FINANCE FROM TORO

FEATURES AND BENEFITS
DETAILS ON OUR FINANCE PACKAGES

Lease Purchase

Features and benefits

Finance Lease

Features and benefits

Operating Lease

Features and benefits

Lease Purchase

Features and benefits

Finance Lease

Features and benefits

Operating Lease

Features and benefits

Ask about Toro finance

CONTACT FORM

Get MORE from your turfcare partner this year

Don’t settle for less. Settle for more.

GET MORE WITH TORO FINANCE

MORE MACHINES, SAME BUDGET WITH FLEET FINANCE FROM TORO

FEATURES AND BENEFITS DETAILS ON OUR FINANCE PACKAGES

Lease Purchase

Features and benefits

Finance Lease

Features and benefits

Operating Lease

Features and benefits

Lease Purchase

Features and benefits

Finance Lease

Features and benefits

Operating Lease

Features and benefits

Ask about Toro finance

CONTACT FORM

Get MORE from your turfcare partner this year

Don’t settle for less.
Settle for more.

MORE MACHINES, SAME BUDGET
WITH FLEET FINANCE FROM TORO

FEATURES AND BENEFITS
DETAILS ON OUR FINANCE PACKAGES