More machines, same budget.
with fleet finance from Toro.


Buy more of what you need for less. Choose from our competitive flexible finance packages and turn one new Toro into a fleet for the same budget. It’s the cost-effective way to get the latest and best quality machinery you need, now. Trust us to bring you more.

Turn a wish list into reality
With Toro's flexible finance options.

What's top of your 2019 wish list?

A new electric tees or hybrid greens mower? A super-duty utility vehicle? Maybe that irrigation system upgrade you needed last year?

Whatever you’ve been wishing for, with Toro flexible finance the wait could be over, meaning you can get everything you need, now, without budgeting more. Find the option suited to you with our flexible options and stop wishing and start planning...

Finance fitted to you, today.
So you can get a Toro, tomorrow.


The wait is over to get your Toro! With more helpful ways to finance your next machine, there’s now a right choice suited to you. Bespoke, flexible and designed with our customers in mind, it’s finance that’s more fitting.



Lease Purchase


Hire Purchase offers all the benefits of ownership without the initial capital outlay. Payments, made up of capital and interest may be made monthly, quarterly, half-yearly or annually and are fixed for the full period of the agreement. It is possible to design a tailored repayment pattern that matches your business’ income and expenditure cycles.


Features and benefits:

  • Fixed payments of capital and interest
  • Fixed payments of capital and interest
  • Accurate budgeting
  • VAT payable as part of the deposit. May be reclaimable depending on the asset and your VAT status
  • Tax writing down allowances including the Annual Investment Allowance may be available
  • Interest charges may be tax allowable
  • Ownership of the equipment is transferred to you after the final payment
  • You have to maintain the asset during the life of the agreement
  • You have to insure the asset during the life of the agreement
  • Fees payable: documentation fee, annual administration fee and option to purchase fee
Enquire

Finance Lease


The payments will be similar to hire purchase but will then have VAT added. Ownership never passes to you but the cost of the payments may be offset against your taxable profits during the lease term.


Features and benefits:

  • Low initial capital outlay - usually one payment plus VAT on that payment
  • VAT is payable on each payment as it falls due
  • Accurate budgeting – payments are fixed
  • Provided you introduce a purchaser for the asset at the end of the agreement a high percentage of the sale proceeds are refunded to you
  • You have to maintain the asset during the life of the agreement
  • You have to insure the asset during the life of the agreement
  • Fees payable: documentation fee, annual administration fee
Enquire

Operating Lease


A residual value is taken by us or the supplier. This reduces the payments that you make. You will have to return the asset at the end of the agreement. The asset will need to meet the return conditions or you will have to pay additional sums.


Features and benefits:

  • Low capital outlay - usually one monthly payment plus VAT on that payment
  • VAT is payable on each payment as it falls due
  • Payments are fixed
  • Accurate budgeting
  • Removes residual value risks
  • You have to maintain the asset during the life of the agreement
  • You have to insure the asset during the life of the agreement
  • Fees payable: documentation fee, annual administration fee
  • A third party has set a residual value. When you return the asset at the end of the agreement you will have to comply with the return conditions
  • There may be an excess usage fee payable if you use the asset more than the agreement allows
Enquire

IRRIGATION CONTROL SYSTEMS AND SPRINKLER FINANCE

Irrigation

Irrigation that lets you
spread the cost


Through our trusted partner we are able to provide golf clubs with competitive and tailored finance plans over one to seven years. It's not for everyone, however for those wanting to order and install their irrigation system sooner, we'll help you spread the cost to make it a little bit easier on the budget.

Enquire

Ask about Toro finance

If you're busy and just need to quickly ask us something, jot it down here and we'll get back to you with the answer soon. For anything more pressing please call 01480 226800 or contact your local dealer or service centre.

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